| |
 |
|
Who We Are
What
We Do
Why We Do What
We Do
How We Do What
We Do
Who We Do This
For
What Makes Us Different
Why You Should Do Business with
Us
|
|
Who
We Are
In today’s crowded
financial services market, high quality and low price are no
longer enough to differentiate yourself. The greatest value
we can bring to our clients is the ability to help them clarify,
articulate, and actualize their passions and priorities in life.
This value will be treated as the cornerstone of our practice.
Suncoast Advisory Group has developed a national reputation
in the field of financial and practice planning, especially
designing comprehensive and coordinated financial plans for
physicians, dentists, and family owned businesses.
Suncoast Advisory Group was established in 1988 by Rick O. Helbing
and Jerry W. Hemenway. The firm is headquartered in beautiful
downtown Sarasota Florida.
Suncoast Advisory Group consists of the following staff members:
•
Partners:
|
Rick
O. Helbing, CFP®, ChFC
Jerry W. Hemenway, CLU, ChFC
Matthew G. Farhat, CLU |
| • Administrative
Assistant: |
Kimberly
Noyes |
Suncoast Advisory Group has strategic partnerships with:
• Mutual Service Corporation (MSC), a leading Broker/Dealer
for over 35 years, that provides a team of financial product
specialists and industry leading technology services to its
Registered Representatives and their staff.
MSC’s Compliance Department helps ensure that we have
obtained the required continuing education and licenses, while
enforcing strict application and interpretation of SEC, NASD,
and State Securities Rules and Regulations.
• Pershing, LLC, our clearing firm. Pershing provides
expert execution, clearing services, and support of client trades
of securities listed in all major exchanges.
Pershing, LLC is a member of BNY Securities Group and a subsidiary
of the Bank of New York Company, Inc. BNY Securities Group is
the global agency, brokerage, clearing and financial services
outsourcing sector of the Bank of New York. Pershing holds client
assets in custody worth over $700 billion.
|
|
What
We Do:
Suncoast
Advisory Group provides coordinated and comprehensive Wealth
Management Services for our clients based on honesty, integrity,
confidence and strong ethics.
We start by understanding your life, your experiences, your
journey, your challenges and transitions in your life, your
principles, values, goals and dreams. Once we have a clear portrait
of who you are, where you are, and where you want to go, we
begin to develop and design a financial plan that serves and
addresses your life goals and objectives.
Our Wealth Management Services:
A coordinated and comprehensive financial plan that will include
the following planning categories:
• Accumulation planning
• Fringe benefit planning
• Business and practice management strategies and planning
• Estate planning
Specialized financial planning and that will include:
• Medical and Dental Practice Management strategies and
analysis
• Family Business Management strategies and analysis
• A network of Accounting, Medical/Dental and Business
Consultants and Strategic Advisors for the sole purpose of enhancing
your Practice and Family Business along with your lifestyle.
|
 back |
Why
We Do What We Do...
..What
drives our strategy?
What are our core beliefs?
What makes us different?
1. Our culture is at the core of our competitive advantage.
Integrity and a commitment to excellence and service are at
the core of our culture. Our decisions are driven by loyalty
to our clients and an understanding that long-term success may
be enhanced by always putting our clients’ interests first.
2. An outgrowth of our value system is our obsession with research
and a disciplined financial planning process. Behind our research
effort is a commitment to intellectual honesty and staying within
our circle of competency. We believe our clients’ long-term
goals and objectives are best served by making decisions subject
to what we believe to be true based on careful research, rather
than pursuing what is temporarily popular and might be superficially
appealing.
3. Our obsession to get an edge has led us to think outside
the box. We strive to be creative in our thinking and this has
allowed us to deliver to our clients what we believe to be superior
financial planning strategies and solutions.
4. A commitment to our clients must include a focus on the quality
of the relationship. We believe strong client relationships
are born out of exceptional efforts by the partners of Suncoast
Advisory Group and each client’s personal needs, financial
and business goals, and life planning objectives.
|
back |
How
We Do What We Do
Organizational
Readiness:
Step 1: Introducing ourselves, our practice philosophy, mission
statement, core values to prospective clients.
Step 2: Interviewing the prospective client to determine if
our Wealth Management Services will meet their needs.
Step 3: Preparing a financial proposal. A written proposal of
observations of your current financial situation (no financial
obligation for this proposal)
Step 4: Information and data gathering. A Financial Services
Contract is signed and one or two meetings are scheduled to
discuss and collect all pertinent personal and business information.
Step 5: Analysis of information and designing of financial plan
determining strategies to address your problems and concerns,
in an effort to meet your life and business goals.
Step 6: Presentation of Financial Plan. Providing a written
financial plan along with Action Agenda to assist in implementing
strategies and recommendations aimed toward meeting client objectives.
Step 7: Monitoring clients’ financial plan with ongoing
services. Continued and ongoing Wealth Management Services that
will monitor and keep our clients on track toward meeting personal
and business goals and objectives.
Step 8: Client Evaluation Study: Distributing annual survey
to our clients to assist in improving our firm and Wealth Management
Services.
|
back |
Who
We Do This For...
Our
clients are:
Small to Medium sized family owned businesses. Some of the areas
of their concern:
• Value of business
• Strategic planning
• Transfer of business to next generation
• Analysis of qualified pension plans
• Tax planning
• Business insurance
• Choosing a business entity
Medical and Dental practices: Some of the areas of their concern:
• Value of practice
• Annual strategic planning and retreats
• Structuring the transfer of the practice
• New physician/dentist buy-in and buy-out
• Indicators for financial and operational success
• Management tactics and strategies
• Various shareholder agreements and employment contracts
• Compensation strategies
• Information on profitability, cost management, productivity,
capacity, staffing, accounts receivable
• Choosing a business entity
High net worth individuals:
A client who might have sold a family business or medical/dental
practice and has a net worth of over $3M. This individual may
be concerned about:
• Investment and tax planning
• Comprehensive estate planning
• Retirement planning and strategies
• Special situation planning
• Various life event planning situations
|
back |
What
Makes Us Different?
Suncoast
Advisory Group is different in four key areas:
• First, our greatest value is the ability to help our
clients clarify, articulate, and actualize their passions and
priorities in life. This value will be treated as the cornerstone
of our practice along with our core beliefs.
• Second, with the decades of experience we have in the
financial services industry, we understand the issues and challenges
that Family Businesses and Medical and Dental practices face
every day.
• Third, a primary difference of our practice is the measure
of our clients’ success, which will be determined by the
concept of “Return on Life” (ROL). Other financial
measures (Return of Investment) will be positioned to serve
and support the ROL concept.
• Finally, we’re a small firm by design; however,
we recognize that to keep our life in balance and to serve others
well, we must choose a limited number of clients. This may mean
we will give some of our current and future clients the opportunity
to say no to our central value propositions and Return on Life
concept. |
back |
Why
You Should Do Business with Us
Our
CORE VALUES in our work commitment
• Passion, enthusiasm, trust, respect, honesty, integrity
and strong ethics.
Our CORE BELIEFS
• Advice and counseling that is totally objective
• Research and evaluation free from conflict of interest
• Reasonable ongoing fee structure
• Loyalty to our clients and an understanding that long
term success may be enhanced by always putting our client’s
interests first
• A disciplined financial planning process by committing
to intellectual honesty and staying within our circle of competency
• Thinking outside the box to deliver superior financial
planning strategies
• Building and maintaining strong and quality long-term
client relationships.
The VALUED BENEFITS of our CORE services, beliefs, and financial
coaching
The Valued Benefits of:
• Knowing that your business and personal financial affairs
are being dealt with efficiently and effectively
• Unlimited access to our time and expertise
• Having financial matters dealt with straightforwardly
and without jargon
• Knowing there are no unexpected fee charges from us
• Knowing that you are on course toward achieving your
objectives
• Knowing whether or not you can afford a particular course
of action
• Knowing the market and other financial issues is researched
thoroughly on your behalf
• Knowing whether you can afford to finance your desired
lifestyle
• Knowing that you can relax and not have to depend on
the financial media
• Impartial and productive driven advice
• Having a trusted advisor
• Our role as a facilitator
• Time saving from outsourcing chores compared with cost
of own time
• Extra leisure time achieved
• Financial well-being from proper and comprehensive risk
management analysis
• Potential savings from tax efficient investing and other
strategies
• Potential reduction of dividend, capital gains, and
inheritance taxes
• Tax benefits of qualified pension plan contributions
and distributions
• Reducing
your Costs and Overlap of Services
Our customized planning
and strategies, along with a network of other professional advisors,
may help our clients reduce their total costs and overlap or
duplication of services toward realizing their goals and objectives. |
back |
|
|
 |
